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the borrower is lost referring to the loss of rights or objects, and certain others.
A related remedy is compensatio set-off or compensation, which the borrower can oppose when convened by a direct action.
I ask by way of conclusion: if the lender contends that he had set a time for the loan, but the borrower defends himself based on the nature of the contract, upon whom does the burden of proof lie? I answer: Upon the lender, as he is alleging something beyond the customary form of this contract. And the Emperors Impp. Imperatores have written back the same.